Student debts are some of the most difficult to handle as an adult, especially when you're just starting out. The cost of loans can be sky-high, with some students paying down hundreds of thousands of dollars' worth of school loans well into their futures. Paying down...
Month: August 2015
Why is my medical debt so high when I have health insurance?
With health insurance, you wouldn't think that you'd be left with high debts for surgeries or other medical care. Unfortunately, health insurance policies aren't all equal, and some come with high deductibles or low payout limits.It's been estimated that around one in...
Non-exempt versus exempt assets
Exempt property is property that can't be touched by a bankruptcy, which allows you to keep it and rebuild your life from an established point. So, that means that if you file for bankruptcy and have to liquidate your assets, there are some assets you'll be able to...
Your credit score and settling debts
Does debt settlement affect your credit score? Yes, but you may be interested in how it does, because it's not as obvious as you may think. With debt settlement, you pay a portion of what you owe instead of the full amount that you owe.It's normal for your credit to...
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