If you're ready to pay down your debts, you may be starting to look into different methods. One is to transfer your balances from your credit cards onto one with a lower interest rate. Another option would be to take out a personal loan, pay off the debts, and then...
Month: July 2016
How does the bankruptcy means test work?
If money is tight and you're falling behind on debts, then you may be considering bankruptcy. Before you can be approved, you need to take a bankruptcy means test to make sure you'll be able to apply.What is the bankruptcy means test? The bankruptcy means test...
Changing your payment style can help you get out of debt
Paying down your credit card debt might not seem easy, but changing the way you pay can help you. For instance, if you have trouble remembering to pay on time, why not change your payment to align closely with your payday? That way, you can pay all your bills at once,...
Ways to avoid foreclosure in 2016
If you want to avoid foreclosure, there are steps you can take to do so, many of which your attorney will be familiar with. The Obama Administration has created a number of programs designed to help homeowners avoid foreclosure and to help them make their monthly...
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