If you're in over your head with debt, there are a few different techniques you can use to get out of debt. By taking some of these steps, you may be in a position to pay back your debts more quickly than expected and without having to seek a bankruptcy. If you find...
Month: August 2016
Should college students have credit cards?
Should the first time you get a credit card be when you're heading to college? According to some, the answer to that is no. Why should you stay away from credit cards, though?The answer is pretty simple. It's easy to be under peer pressure to spend more, and you are...
Changing medical debt’s impact on credit scores helps Americans
If you've struggled with your credit score or been confused about it in the past, you should know that the model is changing for the better. Credit scores are starting to evolve, and the latest model is looking at medical debt and starting to reduce its impact on your...
Why would a credit card company allow you to negotiate your debt?
If you find yourself in financial trouble, don't jump automatically to bankruptcy. You may be able to negotiate your credit cards directly and protect your credit score from the damage a bankruptcy would cause.Can you really negotiate your credit card debts to pay...
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