When it comes to drowning in debt, there are a number of reasons individuals find themselves struggling to make ends meet. Whether it be unforeseen circumstances or voluntary excesses, debts, if left unresolved, can make your life much more difficult that it already...
Month: February 2017
Understanding how wage garnishments work
If you have missed a series of payments resulting in delinquent accounts, then you understand just how persistent creditors can be in demanding payments on your debts. That being said, a progression of time or lack of communication with the creditors does not make...
How credit scores are determined and how late payments affect it
Once you turn 18, you are deemed to have reached a certain level of maturity necessary to not only enter contracts, but manage your own finances as well. However, not everyone is fortunate enough to have had good financially-responsible role models to emulate. Because...
You can work through your debt to live a financially free life
It's time for your child to go to college, and now's the best time to talk about how much it's going to cost. Many people go into college not understanding the full impact debt can have on them later. Focusing a little on the expenses now can help you and your child...
Progress on paying down medical debt falters
Medical debts weigh down many American families, and reports have foreshadowed a growing number of people will be unable or struggle to pay their bills. According to a Jan. 25 report, employers are pushing workers into high-deductible health plans, and out-of-pocket...
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