If you need debt relief, you have probably spent a lot of time looking at all of your options. In doing so, you’ve determined that bankruptcy is most likely the right fit, but you are still lost as to which type of bankruptcy is right for you. There are two primary...
Month: October 2020
Many in Tennessee overwhelmed by medical debt
On behalf of William E. Maddox Jr., L.L.C. | Oct 23, 2020 | Chapter 7 Bankruptcy
Access to medical care is a right, not a privilege, but that does not mean it is something everyone can afford. Right now, many Tennessee residents are knee-deep in medical debt. Is there anything they can do to relieve the financial burden? According to a recent news...
4 tips for rebuilding your credit after a bankruptcy
On behalf of William E. Maddox Jr., L.L.C. | Oct 22, 2020 | Credit Card Debt
Many individuals will avoid filing for bankruptcy because they worry about doing irreparable harm to their credit scores. In general, the harm has already been done while they were fighting to keep their heads above water. Late payments, missed payments and other loan...
Don’t let your need for forbearance lead to foreclosure
On behalf of William E. Maddox Jr., L.L.C. | Oct 15, 2020 | Debt Relief
Millions of Americans, many here in Tennessee, have needed help making their mortgage payments this year. Are you one of them? Did your need for financial assistance lead you to apply for and accept a mortgage forbearance? Don’t let your need for forbearance lead to...
Credit card spending habits changed for many in 2020
On behalf of William E. Maddox Jr., L.L.C. | Oct 9, 2020 | Chapter 7 Bankruptcy
The year 2020 will go down in history as one of the worst for many Tennessee residents. From lost jobs, serious health issues and the loss of loved ones, it has all been a lot for people to deal with. When life gets rough, people’s spending habits tend to change. This...
When is the right time to file for bankruptcy?
On behalf of William E. Maddox Jr., L.L.C. | Oct 2, 2020 | Chapter 7 Bankruptcy
In a tough spot financially? If you are, you are not alone. Right now, numerous Tennessee residents are in the same position, and they, like you, just want to figure a way out of it. While there are various debt relief programs out there, the one thing a lot of people...
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