Chapter 7 Bankruptcy

Many Tennessee residents understand what it is like to experience ups and downs regarding their finances. It is not uncommon for people to have several years in a row where they feel financially comfortable and things are going well, then hit a stumbling block when...

Deciding which type of bankruptcy is appropriate is more complicated than simply checking a box on a form. Chapter 7, Chapter 13 and Chapter 11 may all be possibilities. However, determining which one is the appropriate choice does take some thought. Additionally, if...

Financial prospects look dim and many Tennessee residents are afraid that they will soon lose the family homes. A job loss, medical bills or other financial setbacks can make it difficult to keep up with mortgage payments. For those facing unmanageable circumstances,...

Debt can become an overwhelming burden. At first, a little bit of debt does not seem like too big of a problem. In fact, debt is often necessary when the Tennessee resident decides to purchase a home or a car. However, sometimes circumstances change, and debt that was...

Facing an overwhelming amount of credit card debt can be stressful for a Tennessee consumer. After falling behind on payments, debt collectors may start calling and creditors may move to initiate processes like wage garnishment. Credit card debt has reached a...

Many people are entering 2020 with a significant amount of debt, which typically comes along with a good deal of stress. It can be especially stressful when debt collectors start calling or creditors resort to certain types of collection efforts, such as wage...

When a Tennessee consumer is overwhelmed by his or her financial responsibilities, it can lead to unpleasant consequences, such as wage garnishment and other debt collection efforts. Credit card debt and medical bills can lead to an unmanageable debt burden, as can...

Most Tennessee consumers have debt, and for some, it can be an overwhelming financial burden. There are times when some people would suggest that debt is not a negative thing, but there is a line when any type of debt can become too much for a person to handle. At...

When a person is behind with his or her payments and is unable to catch up, the creditor will work to collect payment in various ways. The company may start calling and sending letters, but if these methods are ineffective, it may turn the debt over to a collections...

Financial stress can be both physically and mentally devastating. The unending worry can lead to sleepless nights, difficulty focusing and more. Yet, many Tennessee residents find themselves facing overwhelming financial stress all too often.  In some cases,...